How can I pay my bills if I'm injured and cannot work?

We all take pride in putting in a hard day’s work but doing so sometimes leads to a workplace injury. While some injuries are minor and easily treated, others are major requiring extensive medical care.

Moreover, if you have a serious injury, you may not be able to work for a while. You may find yourself in a situation where you cannot pay your bills because you are too injured to go to work. For this reason, you will want to learn more about workers’ compensation benefits in Florida.

What are workers’ compensation benefits?

Workers’ compensation benefits are similar to insurance benefits. Your employer will provide you with payments if you are injured on the job and cannot work. The pay off is that if you receive workers’ compensation benefits, you cannot sue your employer for injuries suffered on the job.

What do workers’ compensation benefits cover?

Workers’ compensation benefits cover medical expenses. Your doctor will submit any authorized medical bills to your employer for payment. Workers’ compensation benefits also cover lost time from work. If you are injured and are unable to earn an income, you may receive payment for lost wages. You will only be paid for the first seven lost days of work if you are so injured that you cannot work for 21 days or more.

Workers’ compensation benefits help employees

If you are injured and cannot work, it is natural that you are concerned about how you will pay your bills. No one wants to be in a situation where they are deciding whether to pay for groceries, pay the electric bill or pay their medical bills when there is simply not enough money to go around. Workers’ compensation benefits are meant to eliminate this situation, so you can pay your bills until you are healthy enough to go back to work.